Martin, Frendy, and Neni Marlina Br. Purba. “Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Kinerja Usaha Mikro Di Kota Batam”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 4 (February 9, 2024): 2848–2861. Accessed May 11, 2026. http://journal-laaroiba.com/ojs/index.php/elmal/article/view/1763.