Asytuti, R., Mutiara Maharani, N., Fauziyah, N., Mafnuzulfa, N., & Khorina, A. (2025). Effectiveness of the Operational System of Islamic People’s Banking in Improving Islamic Financing Performance. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, 7(12), 4292 –. https://doi.org/10.47467/alkharaj.v7i12.10070