REJA FADILLAH, A.; HAMZANI, U.; M. HELMI, S. Determinasi Adopsi Financial Technology Syariah oleh Mahasiswa Generasi Z : Peran Digital Financial Literacy, Sharia Trust, dan Perceived Risk. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, [S. l.], v. 8, n. 9, p. 4263–4278, 2026. DOI: 10.47467/alkharaj.v8i9.13057. Disponível em: https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/13057. Acesso em: 5 sep. 2026.