HERDIAWAN, V.; OKCHATAMSI, D. Konsistensi Model Zmijewski dalam Memprediksi Financial Distress: Peran Leverage, Likuiditas dan Profitabilitas. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, [S. l.], v. 8, n. 9, p. 4349–4368, 2026. DOI: 10.47467/alkharaj.v8i9.13164. Disponível em: https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/13164. Acesso em: 5 sep. 2026.