IBNU HADI BIDJA; SAHMIN NOHOLO; NILAWATY YUSUF. Analisis Kredit Macet dalam Menentukan Kebijakan Restrukturisasi. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, [S. l.], v. 6, n. 9, p. 5312 –, 2024. DOI: 10.47467/alkharaj.v6i9.2245. Disponível em: https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/2245. Acesso em: 31 mar. 2026.