Aurelio Putra Subani, Muhammad, and Raden Roro Ratna Roostika. “Hubungan Antara Technology Acceptance Model, User Satisfaction, User Trust Dan Mobile Banking Adoption Intention Pada Pengguna Layanan BNI Mobile Banking”. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 6, no. 6 (June 1, 2024): 3689–3704. Accessed May 13, 2026. https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/1152.