Raviani, Ukhti Apse, and Yanuar Ramadhan. “Analisis Perbandingan Kebangkrutan Dengan Metode Altman Z-Score, Springate, Dan Zmijewski”. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 7, no. 8 (August 4, 2025): 2338 –. Accessed June 6, 2026. https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/7634.