Fadiya Hayyah APF, Handayani A. Pengaruh Beban Operasional Pendapatan Operasional, Financing To Deposit Ratio, dan Non Performing Finance Terhadap Return On Asset pada Perusahaan Sektor Bank Umum Syari’ah di Indonesia Tahun 2018 – 2024. AJEKBS [Internet]. 2025 Dec. 12 [cited 2026 May 25];7(12):4479-90. Available from: https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/10661