Olivia D, Lestari SP. Peran Mediasi Faktor Demografi pada Pengaruh Financial Attitude, Locus of Control dan Financial Knowledge Terhadap Personal Financial Management Behavior: Study Kasus pada Pegawai Tetap Universitas Muhammadiyah Sumatera Utara. AJEKBS [Internet]. 2024 Apr. 21 [cited 2026 May 24];6(5):5367 -. Available from: https://journal-laaroiba.com/ojs/index.php/alkharaj/article/view/2306