Anis Tri Rahmawati and Khusnudin 2025. Interest of Food and Beverage MSMEs in Becoming Customers of Sharia Banks: The Role of Inclusion and Literacy. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam. 6, 3 (Mar. 2025), 1161 –. DOI:https://doi.org/10.47467/elmal.v6i3.6671.