Intan Paramithasari, T. I., & Anggoro, Y. (2025). The Relationship Between Environmental, Social, Governance (ESG) Factors and Retail Investors’ Investment Decisions: Evidence From PT Bank Central Asia Tbk (BBCA). El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 6(12), 4390–4407. https://doi.org/10.47467/elmal.v6i12.10185