RATULANGI, G.; INDRARINI, R. Determinan Impulsive Buying Produk Fashion Menggunakan Pay Later pada Generasi Z di Kota Surabaya. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 7, n. 3, p. 1297–1325, 2026. DOI: 10.47467/elmal.v7i3.10270. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/10270. Acesso em: 30 apr. 2026.