WELLA; SETYANI, A. Y. Pengaruh Pembelajaran Akuntansi Keuangan, Literasi Keuangan, Locus Of Control, Gaya Hidup, dan Financial Technology Terhadap Perilaku Keuangan Mahasiswa Akuntansi Universitas Kristen Duta Wacana. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 6, n. 12, p. 4555–4566, 2025. DOI: 10.47467/elmal.v6i12.10305. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/10305. Acesso em: 3 may. 2026.