SASTRAWATI , T. .; MUCHTAR, S. Pengaruh Macroeconomi dan Bank Specific terhadap Non- Performing Loans pada Bank KBMI 3 yang Terdaftar di Bursa Efek Indonesia. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 5, n. 4, p. 2469–2476, 2024. DOI: 10.47467/elmal.v5i4.1096. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/1096. Acesso em: 2 may. 2026.