AMRIZAL, A.; FITRIANSYAH, R.; HERLINI, H. Analisis Dampak AI terhadap Model Bisnis Keuangan Syariah: Pendekatan Teknologi Informasi dan Etika. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 7, n. 3, p. 1423–1437, 2026. DOI: 10.47467/elmal.v7i3.11136. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/11136. Acesso em: 10 jun. 2026.