ROCHMATUL AZIZAH, N.; VERAWATI, V. Determinan Pertumbuhan UMKM Lokal: Peran Profitabilitas, Produktivitas, Utang Eksternal, dan Dukungan Pemerintah pada UMKM Product Placement Pilihan BUSAN. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 7, n. 7, p. 4823–4835, 2026. DOI: 10.47467/elmal.v7i7.12676. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/12676. Acesso em: 4 jul. 2026.