SAYID ABDULLAH ALI, M.; ERNAYANI, R.; KARTIKA, I. Y. Pengaruh Literasi Keuangan, Pendapatan, Risiko Investasi, dan Fluktuasi Harga Emas terhadap Minat Berinvestasi Emas Nasabah Bank Syariah Indonesia Cabang Balikpapan . El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 7, n. 8, p. 5508–5522, 2026. DOI: 10.47467/elmal.v7i8.13035. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/13035. Acesso em: 4 aug. 2026.