NUR FARIDATUS SHOLIKHAH; SUGENG PURWANTO. The Influence of Financial Literacy, Personal Income, And Education Level on The Financial Behavior of MSMEs in Malang Regency. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 5, n. 11, p. 4150–4163, 2024. DOI: 10.47467/elmal.v5i11.3672. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/3672. Acesso em: 11 may. 2026.