ABDILLAH ARIF NASUTION; HARIS KARYADI; ANDREAS RECKI PRASETYO; AFNI YENI; EVA YUNIARTI UTAMI. Pengaruh Pendapatan, Pekerjaan, dan Pendidikan Terhadap Keputusan Masyarakat Melakukan Pinjaman Online . El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 5, n. 8, p. 4137 –, 2024. DOI: 10.47467/elmal.v5i8.4620. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/4620. Acesso em: 31 may. 2026.