FACHRURAZI; SUTAMA WISNU DYATMIKA; ENDI RUSTENDI; MADE SUSILAWATI; MUSRAN MUNIZU. Pengaruh Literasi Keuangan, Sikap dan Kepribadian Terhadap Perilaku Keuangan UMKM . El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 5, n. 10, p. 4304 –, 2024. DOI: 10.47467/elmal.v5i10.5408. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/5408. Acesso em: 31 mar. 2026.