CAHYANI, R.; ABDURRAHMAN. Sosial Ekonomi, Literasi Keuangan Digital, Inklusi Keuangan Terhadap Perilaku dan Perencanaan Menabung di Masa Depan. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 6, n. 1, p. 195 –, 2025. DOI: 10.47467/elmal.v6i1.5779. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/5779. Acesso em: 11 may. 2026.