I WAYAN DODIT ASTAWA; I MADE KARYA UTAMA. Analisis Prediksi Kebangkrutan Menggunakan Model Altman Z-Score dan Zmijewski pada Perusahaan Multifinance. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 6, n. 1, p. 327 –, 2025. DOI: 10.47467/elmal.v6i1.5859. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/5859. Acesso em: 11 may. 2026.