TASYA PATMAWATI; KARYADI. Analisis Aplikasi Digital dalam Optimalisasi Laporan Keuangan UMKM. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, [S. l.], v. 6, n. 4, p. 1207 –, 2025. DOI: 10.47467/elmal.v6i4.6879. Disponível em: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/6879. Acesso em: 11 may. 2026.