Edy Prabowo, Fernando, Jesicca Valencia, Meiliana, Nabila Azzahra, Vallerina Mihairy and Welshan Fernando (2025) “Mendorong Inkulsi Keuangan Melalui Digital: Pendekatan Technology Acceptance Model (TAM) pada Nasabah Bank Syariah ”, El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 6(7), pp. 2443 –. doi: 10.47467/elmal.v6i7.8010.