Fawaz Taufiqurrahman, and Ade Kemala Jaya. “ Fintech Payment Gateway Terhadap Peningkatan Pendapatan UMKM Di Kota Palembang”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, vol. 6, no. 10, Oct. 2025, pp. 4042 -, doi:10.47467/elmal.v6i10.9669.