Winny, Winny, and Risca Azmiana. “Pengaruh Financial Knowledge, Financial Attitude, Dan Self-Control Terhadap Financial Management Behavior Mahasiswa Di Kota Batam”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 7, no. 3 (March 4, 2026): 1748–1762. Accessed April 30, 2026. https://journal-laaroiba.com/ojs/index.php/elmal/article/view/11375.