Husnul Khatimah, Nuradi, and Nurul Huda. “The Concept of Economic Independence of Cash Waqf-Based Pesantren and Its Implementation at STIBA Ar Raayah”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 12 (December 2, 2024): 5473 –. Accessed May 10, 2026. https://journal-laaroiba.com/ojs/index.php/elmal/article/view/5402.