Supriyono, and Ade Ananto Terminanto. “Adopsi Teknologi Digital Dalam Pariwisata Di Indonesia Dengan Model UTAUT3”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 12 (December 6, 2024): 5714 –. Accessed May 8, 2026. https://journal-laaroiba.com/ojs/index.php/elmal/article/view/6048.