Setiawan, Mohammad Irvan, Renny Oktafia, and Fauzatul Laily Nisa. “Penerapan Akad Murabahah Dalam Pembiayaan Bagi Nasabah Inklusif Di BTPN Syariah”. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 2 (January 21, 2024): 770–790. Accessed May 4, 2026. https://journal-laaroiba.com/ojs/index.php/elmal/article/view/609.