Fachrurazi, Sutama Wisnu Dyatmika, Endi Rustendi, Made Susilawati, Musran Munizu. Pengaruh Literasi Keuangan, Sikap dan Kepribadian Terhadap Perilaku Keuangan UMKM . EJKEBI [Internet]. 2024 Oct. 21 [cited 2026 Mar. 31];5(10):4304 -. Available from: https://journal-laaroiba.com/ojs/index.php/elmal/article/view/5408