Putra Pratama, Vidya Ramadhan, Rabiyatul Jasiyah, Yeni Indraningtyas, Liza Utama, and Nadjah Thalib. 2026. “Sharia Financial Inclusion As a Moderating Variable of The Influence of Sharia Financial Literacy on The Decision To Use Sharia Services”. Reslaj: Religion Education Social Laa Roiba Journal 8 (4):385 -. https://doi.org/10.47467/reslaj.v8i4.12089.