Scintha Nabilah, Laras, and Nurbaiti Nurbaiti. “Kewenangan Hukum OJK Terhadap Penyalahgunaan Data Pribadi Debitur Kredivo Dalam Konsep Hifz Al-Irdh”. VISA: Journal of Vision and Ideas 6, no. 2 (August 23, 2026): 322–333 . Accessed September 3, 2026. https://journal-laaroiba.com/ojs/index.php/visa/article/view/13175.